University of Mobile was founded and is supported by the Alabama Baptist State Convention. It is through the generous support of the Alabama Baptist State Convention, alumni, individuals, businesses, and foundations, that University of Mobile is able to offer the highest quality education in a Christian atmosphere at reasonable cost to the students. The student, through payment of tuition and fees, pays approximately 60 percent of the total cost.
Every possible effort is made by University of Mobile to avoid increases in the cost of each student’s education. University of Mobile reserves the right to change the charges for tuition, fees, and room and board without written notice.
Tuition and Fees
Tuition and fees are revised and published annually. The current year financial sheet is included in the application packet. A current year financial sheet 2024-2025 Tuition and Fees Undergraduate Traditional 2024-2025 Tuition and Fees Post Traditional 2024-2025 Tuition and Fees Doctoral and Graduate is also available, upon request, from the enrollment services office, business office or at https://umobile.edu/business-office. The refund policy is detailed on the financial sheets. If you have any questions, please contact the business office at (251) 442-2421.
Students may purchase books and other supplies at https://umobile.edu/textbooks
Terms of Payment
For the Fall 2024 academic period (semester) a non-refundable down payment is required at time of registration. The remaining balance is due by July 15. For the Spring 2025 academic period (semester) a non-refundable down payment is due at registration. The remaining balance is due by January 2. For the Summer academic period (semester) a non-refundable down payment is required at time of registration. Payment is due by the first day of class. Financial aid may be applied against the amount owed; however, credit is not given until the University’s business office has received funds.
Failure to pay on or before the due date will result in a deferred payment option fee. The student’s failure to make payments when due may result in an administrative withdrawal with no refund. Failure to make payments when due may also affect the student’s ability to remain in the residence hall and campus card privileges (which includes meal plan and campus access) may be suspended.
All students can access their student account information and view charges, financial aid, balance due and available payment options on the UM Self-Service at https://umobile-ss.colleague.elluciancloud.com
Satisfactory payment of balance due is required by the due dates noted above to avoid the delayed payment fee.
The University accepts cash, personal checks, Visa, MasterCard, American Express, and Discover.
Payment plans are available for the Fall and Spring academic periods. Please refer to the business office for additional information.
Financial accounts must be paid in full to:
- take final examinations;
- receive official grade reports;
- pursue courses officially;
- receive degrees;
- register for subsequent academic periods (semesters); and
- remain in residential housing.
Check Cashing Policy
The business office is authorized to cash checks up to $50. Students who present checks to University of Mobile that are not honored by the bank on which the check was drawn will be charged for each check and a returned check fee. After three returned checks, no other checks will be cashed and only cash will be accepted for payments for a period of six months. Proper identification is required to cash checks.
Debt-Collection Policy
If there is a default in the payment of an obligation to the University the student is responsible for all costs associated or incurred in the collection of same, including but not limited to collection agency costs, attorney costs and court costs (not to exceed one-third of the unpaid debt). Delinquent student account balances may be reported to a credit bureau.
Drop/Add Policies
When a student drops a class, the official drop date from which all claims for deductions and refunds will be computed is the date on the official drop form signed by the business office representative.
Drops and adds are changes in a schedule that do not constitute a complete withdrawal from the University. A student is considered to be withdrawing from a term when the student wishes to stop attendance before the term is complete; the student must complete a withdrawal form. Refunds will be processed as stated in the Withdrawal Refund Policies section of this catalog.
A student wishing to drop classes offered in the modular or mini-term format must complete an “Affirmation of Continuing Attendance” form to indicate he/she wishes to complete the remaining courses the student is registered for in the term; otherwise the student is considered withdrawing and must complete a withdrawal.
For additional financial and contact information refer to the current financial sheets referenced under the Tuition and Fees section above.
Adjustments for federal financial aid will be made according to federal law. Student accounts will be adjusted for any repayments of federal financial aid the University is required to make on behalf of the student.
How Withdrawing Can Affect Federal Financial Aid
The law specifies how your school must determine the amount of Title IV program assistance earned if you withdraw from school. The Title IV programs that are covered by this law are Federal Pell Grants, Federal Loans, PLUS Loans, Federal Supplemental Educational Opportunity Grants (FSEOGs), SMART grants, Academic Competiveness grants and in some cases, certain state grant aid (LEAP/SLEAP), GEAR UP grants and SSS grants to students.
When you withdraw during the term the amount of Title IV program assistance you have earned up to that point is determined by a specific formula. If you received (or your school or parent received on your behalf) less assistance than the amount you earned, you may be able to receive those additional funds. If you received more assistance than you earned, the excess funds must be returned by the school and/or you.
If you did not receive all of the funds that you earned, you may be due a post-withdrawal disbursement. If the post-withdrawal disbursement includes loan funds, you may choose to decline the loan funds so that you don’t incur additional debt. Your school may automatically use all or a portion of your post-withdrawal disbursement (including loan funds, if you accept them) for tuition, fees, and room and board charges. For all other school charges, the school needs your permission to use the post-withdrawal disbursement. If you do not give your permission (which some schools ask for when you enroll), you will be offered the funds. However, it may be in your best interest to allow the school to keep the funds to reduce your debt to the school.
There are some Title IV funds that you were scheduled to receive that you cannot earn once you withdraw because of other eligibility requirements. For example, if you are a first-time, first-year undergraduate student and you have not completed the first 30 days of your program before you withdraw, you will not earn any Direct loan funds that you would have received had you remained enrolled past the 30th day.
If you receive (or your school or parent receive on your behalf) excess Title IV program funds that must be returned, your school must return a portion of the excess equal to the lesser of
- your institutional charges multiplied by the unearned percentage of your funds, or
- the entire amount of excess funds.
(University of Mobile’s policy is to only return the unearned institutional charges portion. The student is required to return all other if the funds have been remitted to the student from the student’s account.)
If your school is not required to return all of the excess funds, you must return the remaining amount. Any loan funds that you must return, you (or your parent for a PLUS loan) repay in accordance with the terms of the promissory note. That is, you make scheduled payments to the holder of the loan over a period of time.
Any amount of unearned grant funds that you must return is called an overpayment. The amount of a grant overpayment that you must repay is half of the unearned amount. You must make arrangements with your school or the Department of Education to return the unearned grant funds.
The requirements for Title IV funds when you withdraw are separate from any refund policy that the University may have. Therefore, you may still owe funds to the school to cover unpaid institutional charges. The University will also charge you for any Title IV program funds that the school was required to return on your behalf.
If you have questions about your Title IV program funds, you can call the Federal Student Aid Information Center at 1-800-4-FEDAID (1-800-433-3243). TTY users may call 1-800-730-8913. Information is also available on Student Aid on the Web at www.studentaid.ed.gov.
All refunds will be distributed in the following order:
- Federal Direct Unsubsidized Loans
- Federal Direct Subsidized Loans
- Federal Direct Plus Loans
- Federal Pell Grants
- Federal Supplemental Educational Opportunity Grants
- Other Title IV Aid
- Other Federal Sources
- State, Private, or Institutional Aid
- Student
Dates applicable to Drops, Adds, Withdrawals, and Refunds are published in the Financial Information Sheet issued by the business office at the beginning of each academic year. This document is located above in the Tuition and Fees section above.
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