The University of Mobile was founded and is supported by the Alabama Baptist State Convention. It is through the generous support of the Alabama Baptist State Convention, alumni, individuals, businesses, and foundations, that the University of Mobile is able to offer the highest quality education in a Christian atmosphere at reasonable cost to the students. The student, through payment of tuition and fees, pays approximately 60 percent of the total cost.
Every possible effort is made by the University of Mobile to avoid increases in the cost of each student’s education. The University of Mobile reserves the right to change the charges for tuition, fees, and room and board without written notice.
Tuition and Fees
Tuition and fees are revised and published annually. The current year financial sheet is included in the application packet. A current year financial sheet (tuition and fees) is also available, upon request, from the enrollment services office, business office and MyUM or by clicking here: 2016-17 Tuition and Fees.The refund policy is detailed under the Withdrawal/Refund Policies section of this catalog. If you have any questions, please contact the business office at (251) 442-2421.
Students may purchase books and other supplies from the University of Mobile Bookstore.
Terms of Payment
For the Fall academic period (semester) a non-refundable down payment is required at time of registration. The remaining balance is due by September 30. For the Spring academic period (semester) a non-refundable down payment is due at registration. The remaining balance is due by February 28. For the Summer academic period (semester) a non-refundable down payment is required at time of registration. Payment is due by the first day of class of each summer term. Financial aid may be applied against the amount owed; however, credit is not given until the University’s business office has received funds.
Failure to pay on or before the due date will result in a deferred payment option fee. The student’s failure to make payments when due may result in an administrative withdrawal with no refund. Failure to make payments when due may also affect the student’s ability to remain in the residence hall and campus card privileges (which includes meal plan and campus access) may be suspended.
All students will receive invoices after registration has been completed. The invoice will reflect all charges and credits through the invoice date. Each student should indicate on his or her admissions application the address to which the invoice is to be mailed. The student is responsible for informing the registrar’s office of changes of address. Access to the student’s financial account is also available on My UM.
The University accepts cash, personal checks, Visa, MasterCard, American Express, and Discover.
Payment plans are available for the Fall and Spring academic periods. Please refer to the business office for additional information.
Financial accounts must be paid in full to:
- take final examinations;
- receive official grade reports;
- pursue courses officially;
- receive degrees;
- receive transcripts of credits; and
- register for subsequent academic periods (semesters).
No transcript will be released until any unpaid balance is paid in cash. If paid by check, there will be a ten-day waiting period from the date the University receives the check.
Check Cashing Policy
The business office is authorized to cash checks up to $50. Students who present checks to the University of Mobile that are not honored by the bank on which the check was drawn will be charged for each check and a returned check fee. After three returned checks, no other checks will be cashed and only cash will be accepted for payments for a period of six months. Proper identification is required to cash checks.
Debt-Collection Policy
If there is a default in the payment of an obligation to the University the student is responsible for all costs associated or incurred in the collection of same, including but not limited to collection agency costs, attorney costs and court costs (not to exceed one-third of the unpaid debt). Delinquent student account balances may be reported to a credit bureau.
Drop/Add Policies
When a student drops a class, the official drop date from which all claims for deductions and refunds will be computed is the date on the official drop form signed by the business office representative.
Drops and adds are changes in a schedule that do not constitute a complete withdrawal from the University. A student is considered to be withdrawing from a term when the student wishes to stop attendance before the term is complete; the student must complete a withdrawal form. Refunds will be processed as stated in the Withdrawal Refund Policies section of this catalog.
A student wishing to drop classes offered in the modular or mini-term format must complete an “Affirmation of Continuing Attendance” form to indicate he/she wishes to complete the remaining courses the student is registered for in the term; otherwise the student is considered withdrawing and must complete a withdrawal.
Charges for drops and adds will be processed as follows:
Fall and Spring Term I
- During the two weeks following registration, drops and adds will be free; however, students must pay any additional tuition or fees required.
- IF A COURSE IS DROPPED AFTER THE FIRST TWO WEEKS OF THE TERM, NO REDUCTION IN CHARGES WILL BE MADE. This means schedule changes after the first two weeks which cause gross registered hours to exceed 17 will incur additional tuition and fees for the courses added even if the net registered hours are still in the 12-17 hour block.
- Each change in schedule is considered a separate transaction and previous transactions will have no bearing on the calculation of charges.
- All charges for drops processed after the end of the official drop and add period must be paid in the business office before the transaction is complete.
Evening Classes, Fall and Spring Term I and Summer Term VI
- Before first or second class meetings, there is no charge except for additional tuition or fees.
- NO REFUND WILL BE GRANTED FOR COURSES DROPPED AFTER THE THIRD CLASS MEETING.
- Each change in schedule is considered a separate transaction and previous transactions will have no bearing on the calculation of charges.
- All charges for drops processed after the end of the official drop and add period must be paid in the business office before the transaction is complete.
Summer Terms I, II, III
Drops and adds will be processed as previously stated during summer terms EXCEPT AFTER THREE CLASS MEETINGS THERE WILL BE NO REDUCTION IN CHARGES.
Fall and Spring II, III, and Summer Terms IV and V
Course drops will be refunded as follows:
- On or Before the eighth day of the course: 100% refund
- AFTER THE EIGHTH DAY OF THE COURSE: THERE IS A DROP FEE AND NO REFUND OF CHARGES.
A student is withdrawing from a term when the student wishes to stop attendance before the term is complete; the student must complete a withdrawal form. Withdrawal refunds are outlined in the University of Mobile Catalog. Please contact the business office if you have any questions.
Summer Terms VII and VIII
No refund will be granted for courses dropped after second class meeting.
Students who wish to withdraw must contact the business office for official notification of withdrawal and begin the withdrawal process. All students who wish to withdraw must ensure a withdrawal application is completed. The business office is located in Weaver Hall. Office hours are 8:00 A.M. - 4:30 P.M. Monday through Friday.
Refunds of charges will be calculated from the first date of classes to date of official withdrawal. The down-payment required at registration is non-refundable. Refunds are calculated at the following rates. These refunds will be less an administrative fee equal to five percent of the non-refundable charges with a minimum fee of $50 and a maximum fee of $100.
| Full Academic Period (Semester) Courses |
Percent of Refund |
| On or before first day of class |
100% |
| Calendar day 2 to first 10% of enrollment period |
90% |
| Between first 10% of enrollment period and first 25% of enrollment period |
50% |
| Between first 25% of enrollment period and first 50% of enrollment period |
25% |
| After first 50% of enrollment period |
None |
Mini-term/Modular Courses withdrawal refunds:
Withdrawal refunds for mini-term/modular format periods follow the drop refund policy on a course by course basis: After the eighth day of the course there is no refund of charges. The refunds will be less an administrative fee of 5% of the non-refundable charges, not to exceed $100.
Whenever students are required to withdraw from the University because of unsatisfactory conduct or scholarship, no refund will be made except for refunds due for federal financial assistance. No refunds will be made for any scholarship funds controlled and/or granted by the University.
Students move into the residence halls for the entire academic period (semester). In order to be eligible for any reduction in board, the student must present an official notification. No room charges will be refunded. In such cases, refunds of board will be made in the same manner as for tuition refunds. The first day of classes will be considered the first day for room and board refunds.
Adjustments for federal financial aid will be made according to federal law. Student accounts will be adjusted for any repayments of federal financial aid the University is required to make on behalf of the student.
How Withdrawing Can Affect Federal Financial Aid
The law specifies how your school must determine the amount of Title IV program assistance earned if you withdraw from school. The Title IV programs that are covered by this law are Federal Pell Grants, Federal Loans, PLUS Loans, Federal Supplemental Educational Opportunity Grants (FSEOGs), Federal Perkins Loans, SMART grants, Academic Competiveness grants and in some cases, certain state grant aid (LEAP/SLEAP), GEAR UP grants and SSS grants to students.
When you withdraw during the term the amount of Title IV program assistance you have earned up to that point is determined by a specific formula. If you received (or your school or parent received on your behalf) less assistance than the amount you earned, you may be able to receive those additional funds. If you received more assistance than you earned, the excess funds must be returned by the school and/or you.
If you did not receive all of the funds that you earned, you may be due a post-withdrawal disbursement. If the post-withdrawal disbursement includes loan funds, you may choose to decline the loan funds so that you don’t incur additional debt. Your school may automatically use all or a portion of your post-withdrawal disbursement (including loan funds, if you accept them) for tuition, fees, and room and board charges. For all other school charges, the school needs your permission to use the post-withdrawal disbursement. If you do not give your permission (which some schools ask for when you enroll), you will be offered the funds. However, it may be in your best interest to allow the school to keep the funds to reduce your debt to the school.
There are some Title IV funds that you were scheduled to receive that you cannot earn once you withdraw because of other eligibility requirements. For example, if you are a first-time, first-year undergraduate student and you have not completed the first 30 days of your program before you withdraw, you will not earn any Direct loan funds that you would have received had you remained enrolled past the 30th day.
If you receive (or your school or parent receive on your behalf) excess Title IV program funds that must be returned, your school must return a portion of the excess equal to the lesser of
- your institutional charges multiplied by the unearned percentage of your funds, or
- the entire amount of excess funds.
(The University of Mobile’s policy is to only return the unearned institutional charges portion. The student is required to return all other if the funds have been remitted to the student from the student’s account.)
If your school is not required to return all of the excess funds, you must return the remaining amount. Any loan funds that you must return, you (or your parent for a PLUS loan) repay in accordance with the terms of the promissory note. That is, you make scheduled payments to the holder of the loan over a period of time.
Any amount of unearned grant funds that you must return is called an overpayment. The amount of a grant overpayment that you must repay is half of the unearned amount. You must make arrangements with your school or the Department of Education to return the unearned grant funds.
The requirements for Title IV funds when you withdraw are separate from any refund policy that the University may have. Therefore, you may still owe funds to the school to cover unpaid institutional charges. The University will also charge you for any Title IV program funds that the school was required to return on your behalf.
If you have questions about your Title IV program funds, you can call the Federal Student Aid Information Center at 1-800-4-FEDAID (1-800-433-3243). TTY users may call 1-800-730-8913. Information is also available on Student Aid on the Web at www.studentaid.ed.gov.
All refunds will be distributed in the following order:
- Federal Direct Unsubsidized Loans
- Federal Direct Subsidized Loans
- Federal Direct Plus Loans
- Federal Perkins Loans
- Federal Pell Grants
- Federal Supplemental Educational Opportunity Grants
- Other Title IV Aid
- Other Federal Sources
- State, Private, or Institutional Aid
- Student
Dates applicable to Drops, Adds, Withdrawals, and Refunds are published in the Financial Information Sheet issued by the business office at the beginning of each academic year. This document is available by clicking here: Tuition and Fees.
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